Re-Mortgage.

An estimated 80% of UK homeowners are paying too much for their mortgage. Food for thought!

A simple re-mortgage can reduce your monthly repayments. And is a good way to escape high variable interest rates.

Changing your mortgage lender has become a much simpler and more common process in recent years. Essentially you are replacing your existing mortgage for a new one, shifting your debt from one lender to another.

Gone are the days where you can approach your existing lender and be confident they will offer you the best deal. Lenders are often more interested in attracting new customers than keeping their current ones happy.

There are a number of reasons people consider re-mortgaging, these include:

Obtaining a more competitive mortgage product
To raise capital to fund home improvements
Consolidating unsecured debts, such as loans and credit cards which are often charged at a higher rate
To raise capital to fund a further property purchase

More and more lenders offer specialist re-mortgage services- often with free legal and arrangement fees. It is worth shopping around.

We have access to the whole mortgage market, enabling us to do all the research for you to find you the most suitable mortgage.

Let us take the stress and hassle out of your re-mortgage.

We could save you time and money.

Your home may be repossessed if you do not keep up repayments on your mortgage

Commercial Mortgages (including most buy to let mortgages) are not regulated by the Financial Services Authority.